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Keith Sprincz, CLU, ChFEBC
Chartered Financial Consultant
Keith Sprincz is a well-known Benefit Specialist advising his clients on safe money strategies, tax-free income and incentive based employee benefits. He is dedicated to working with individuals and employers who have insurance, financial planning, retirement planning, legacy planning and employee benefits needs. Keith has helped his clients in personal and creative ways to avoid costly errors both now and when it comes to planning for their future. He has counseled hundreds of people who are looking to protect their income to insure that it lasts their lifetime. If you meet with Keith you will learn how to avoid the pitfalls commonly made when setting lifetime insurance and financial goals.

His expertise includes working with companies and individuals in all avenues of Life, Health, Vision, Dental, Disability and Supplemental Insurance, as well as Estate and Financial Planning, Retirement Planning and Legacy Planning. Keith’s business practices focus on a high level of customer service, employer/employee education, creative problem solving and benefit management. In creating programs that work for any size employer, Keith is solely focused on his clients' best interest.

Keith is a Chartered Federal Employee Benefit Consultant (ChFEBC), and is qualified to work with seniors and their families designing benefits for Annuities, Long-Term Care, Medicare Supplemental Plans (including Part D), Estate Planning and Legacy Planning for Federal Employees.

Keith received a Bachelor of Science degree in Marketing from Colorado State University in 1978. He holds the designations of Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Chartered Federal Employee Benefit Consultant (ChFEBC). Keith has been a Life Underwriters Training Counsel (LUTC) instructor and is the Past-President of the Centennial Association of Life Underwriters. He has been in business for over 30 years in the greater Denver area and is a partner of Bencentive, LLC.

Keith lives in the Littleton area with his wife of 29 years, Renée, an independent licensed insurance producer and his two sons, Nicholas and Cameron. His hobbies include Scouting, fishing, boating, golfing, and woodworking.

Renee Sprincz
Renee brings many years of quality customer care practice to our firm. She worked for King Soopers from 1974 to 1986 before she decided to become a stay-at-home mom. In 1999 she received her licenses in the lines of Life, Health, Disability, and Property and Casualty insurance. She began working behind the scenes with Keith then, running proposals and working on office management details.

In 2004, Renee was on a Task Force with their church to open a Youth Center with a Coffee House. She developed a Ministry Plan, began researching vendors, helped to design the floor plan and opened the “Coffee House” in October of 2004. Operating it at first on a volunteer basis, she was later hired as the Coffee House Manager.

Upon the departure of our most recent assistant, Renee began working at Sprincz and Associates full-time. She continues to work closely with EduCyber in order to make this website more user-friendly. Her passion is to make the purchasing experience for insurance painless to their clients. Renee looks forward to spending time on developing more strategies for Customer Service and Client Relations in the future. She enjoys meeting and working with clients, helping with service issues, running proposals, and managing overall office operations.

Some of her hobbies include: painting, beading, gardening, knitting, crocheting, watching any sport her boys play, and Sudoku.

Nick Sprincz
We are excited to have Nick working with Sprincz & Associates, Inc. after working in the oil fields in Western Colorado after college. Nick has become an expert in the individual and group health markets and is helping clients navigate through healthcare reform. He is always on the leading edge of reform changes and updates and has become a true advisor in regards to health coverage.

Nick is passionate about helping people save for tax-free retirement to protect their income. He believes that taxes are “on sale” right now and that you must start saving now in a safe vehicle to secure your future. He is very comfortable giving workshops to educate clients on why it is so important to begin planning for retirement at an early age.

In his free time, Nick is a true outdoorsman. He loves hunting, fly-fishing, golfing, snowboarding, Frisbee golf, golfing, home brewing, and weightlifting.  Nick achieved the Eagle rank in scouting in 2004. Eagle Scout is the highest rank attainable in the Boy Scouts of America (BSA) program; only 2% of Boy Scouts achieve this rank.